The UnUnited $tate of America
Creating Equality at the Financial Wealth Table
by Shelia McClendon
Illustrations by R. Evan Lloyd
Minorities are top consumers supporting our nation’s economy. Why don’t they see a return on their investment with equal opportunities and equal pay? The ability to save and invest is greatly aligned with the ability to receive equal career advancement and salary.
Money struggles took center stage during the 2018 furlough of federal government workers and continued to spiral down during the 2020 pandemic. Both events exposed how minorities and women struggle more financially during difficult times.
Saving is important to provide a safety net; however, this is only part of the solution. The solution will require minorities and women using their untapped power to change mindsets ingrained in the fiber of the United States. To get there, minorities and women will need to learn how to create their seats at the table of financial wealth. The UnUnited State of America presents historical evidence and personal stories to help the reader gain a different perspective on how to achieve a piece of the American pie. Strategies are presented to help you start your financial journey; one even begins with $1.34. Let’s go….
Money talks and everything else waits for change.
The first step to creating a seat at the financial wealth table and gaining a share of the American pie is determining your inspiration for saving and investing. This is a key area that the book details including how this step helps to change saving habits.
The key difference between this book and other books about saving is linking equal opportunities and pay to the ability to save. To create wealth, women and minorities must have the same financial opportunities as everyone else, specifically in the areas of equal pay, consistent/merit based employment, and career advancement.
By 2041 minorities will become the majority. To move forward as a nation, all must have the opportunity to contribute to this country’s success. The solution is to work toward creating a bigger pie vs. limiting achievements for certain demographics. Opportunities at all levels of government, corporate leadership and wealth management should reflect our nation’s demographics.
To save and invest requires having the right tools, including the language and the critical steps you should put in place to secure a better financial future. Imagine walking into work every day knowing that if your job went away tomorrow you would still be able to pay your bills and provide for your family for a timeframe longer than two weeks. Just the thought should be a very empowering feeling. You can do this; the first step is believing you can.